{"id":3190,"date":"2012-03-21T05:48:36","date_gmt":"2012-03-21T12:48:36","guid":{"rendered":"http:\/\/couponshoebox.com\/tips\/?p=3190"},"modified":"2012-03-19T09:52:30","modified_gmt":"2012-03-19T16:52:30","slug":"impulse-buyers-rehab-is-still-an-option","status":"publish","type":"post","link":"https:\/\/couponshoebox.com\/tips\/impulse-buyers-rehab-is-still-an-option\/","title":{"rendered":"Impulse Buyers Rehab is Still an Option"},"content":{"rendered":"

Some people just seem to have a knack for spending money, even when they don\u2019t have money to spend. When they do<\/em> have money, it seems to burn a hole through their pocket before it has the chance to make it to the bank.<\/p>\n

Compulsive spending is like any other bad habit \u2013 easy to become entrapped in, and difficult to break free from. The compulsion to spend money plagues all of us at one time or another, but for some it is an outright addiction that can create significant debt, bad credit, and a host of other problems. Many compulsive buyers are ashamed of their behavior and may even try to hide it from family and friends.<\/p>\n

For those who are willing to admit their problem, there is hope.\u00a0 If you are compulsive buyer, don\u2019t worry \u2013 you can choose to remain anonymous. The following are some tips for curbing your impulse buying<\/a> and breaking bad spending habits once and for all.<\/p>\n

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  1. If you are a compulsive spender, don\u2019t go shopping \u2018just to look.\u2019<\/strong>\u00a0Why? Because you know you won\u2019t \u2018just look.\u2019 You will see something you like and will feel compelled to buy it. As much as you may enjoy shopping, until you can get your spending habits under control, shopping is your proverbial kryptonite. Get in the habit of shopping only for what you need and\/or have carefully decided to purchase before<\/em> you enter the store.<\/li>\n
  2. Shop with cash, not with plastic<\/strong>. It\u2019s much easier to visually keep track of how much you are spending when you are using cash than it is when you are using a debit or credit card. As a further precaution, take only money designated for shopping with you so you don\u2019t blow money budgeted for other areas. When the money is gone, you\u2019re done shopping. It\u2019s that simple.<\/li>\n
  3. If necessary, close credit card accounts and shred cards to keep yourself from giving in to a spending spree.<\/strong> If you don\u2019t have a credit card to use, you won’t have to fight the temptation to not use it.<\/li>\n
  4. Study yourself: when are you most likely to spend on impulse?<\/strong>\u00a0Is it when you\u2019re with friends? Is it when you\u2019re alone? Is it when you\u2019re sad, angry, happy, or bored?\u00a0 Identifying the trigger emotions and settings is the key to changing your response to them.<\/li>\n
  5. If you see something you want, write it down and wait a few hours, a few days, or up to a month before re-assessing your need for it.<\/strong> For smaller purchases, you may only need to leave the store and wait a few hours or days to let the \u2018buzz\u2019 get out of your system so you can make a clear-headed decision. For more expensive purchases, it\u2019s wise to wait several weeks and then re-assess your need for it<\/a>. You may frequently find that your \u2018need\u2019 for something is only a fleeting perception.<\/li>\n<\/ol>\n

    Changing bad habits is hard for all of us, but important, nonetheless. Getting your spending under control will not only contribute to your financial health and future, but your emotional and physical well-being as well.<\/p>\n","protected":false},"excerpt":{"rendered":"

    Some people just seem to have a knack for spending money, even when they don\u2019t have money to spend. When they do have money, it seems to burn a hole through their pocket before it has the chance to make it to the bank. Compulsive spending is like any other bad habit \u2013 easy to […]<\/p>\n","protected":false},"author":6,"featured_media":0,"comment_status":"open","ping_status":"open","sticky":false,"template":"","format":"standard","meta":[],"categories":[147],"tags":[44,45,75,74,512,23,39],"_links":{"self":[{"href":"https:\/\/couponshoebox.com\/tips\/wp-json\/wp\/v2\/posts\/3190"}],"collection":[{"href":"https:\/\/couponshoebox.com\/tips\/wp-json\/wp\/v2\/posts"}],"about":[{"href":"https:\/\/couponshoebox.com\/tips\/wp-json\/wp\/v2\/types\/post"}],"author":[{"embeddable":true,"href":"https:\/\/couponshoebox.com\/tips\/wp-json\/wp\/v2\/users\/6"}],"replies":[{"embeddable":true,"href":"https:\/\/couponshoebox.com\/tips\/wp-json\/wp\/v2\/comments?post=3190"}],"version-history":[{"count":0,"href":"https:\/\/couponshoebox.com\/tips\/wp-json\/wp\/v2\/posts\/3190\/revisions"}],"wp:attachment":[{"href":"https:\/\/couponshoebox.com\/tips\/wp-json\/wp\/v2\/media?parent=3190"}],"wp:term":[{"taxonomy":"category","embeddable":true,"href":"https:\/\/couponshoebox.com\/tips\/wp-json\/wp\/v2\/categories?post=3190"},{"taxonomy":"post_tag","embeddable":true,"href":"https:\/\/couponshoebox.com\/tips\/wp-json\/wp\/v2\/tags?post=3190"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}